Privacy Policy

This Privacy Policy applies to personal data collected through this website and in the course of providing mutual fund distribution services by Mr. Varun Malhotra, trading as “INVEST”, an AMFI Registered Mutual Fund Distributor (ARN-85889). For the purposes of the Digital Personal Data Protection Act, 2023, INVEST is the Data Fiduciary responsible for your personal data. By using this website or our services, you consent to the practices described here.

Depending on how you interact with us, we may collect:

• Contact details you submit through our enquiry form — your name, email address, phone number, and the message you send us;
• KYC and investment information required by law when you invest through us — such as PAN, address, date of birth, bank details, nominee details, and risk profile information;
• Communications between you and us, including emails, messages, and call records where applicable; and
• Limited technical information your browser sends automatically, such as your IP address and basic usage data, used only to operate and secure the website.

We collect only the data reasonably necessary for the purposes described in this policy. We do not knowingly collect more than we need.

We process your personal data to:

• Respond to your enquiries and communicate with you;
• Facilitate mutual fund and other permitted transactions, and complete KYC and regulatory formalities;
• Provide ongoing distribution support, such as portfolio tracking updates and scheme information;
• Comply with our legal, regulatory, and record-keeping obligations under SEBI, AMFI, tax, and anti-money-laundering requirements; and
• Maintain the security and proper functioning of this website.

We process your data on the basis of the consent you provide, and where processing is necessary to fulfil your request, to perform a service you have engaged us for, or to comply with a legal obligation.

We do not sell or rent your personal data. We share it only as necessary to provide our services and to meet legal obligations, including with:

• Asset Management Companies whose schemes you invest in, and their Registrar and Transfer Agents (such as CAMS or KFin Technologies);
• Regulators, statutory authorities, and law-enforcement agencies where required by law;
• Service providers who help us operate the website or communicate with you, under appropriate confidentiality obligations; and
• Insurers or their intermediaries, where you choose to avail an insurance product through us.

This website uses only the cookies and similar technologies necessary for it to function and remain secure. We do not use cookies to build advertising profiles about you. Where any analytics are used, they are limited to understanding aggregate, non-identifying usage so we can improve the site. You can control cookies through your browser settings.

We implement reasonable security practices and procedures, consistent with the Information Technology Act, 2000 and the rules made under it, to protect your personal data against unauthorised access, disclosure, alteration, or loss. Access to your data is restricted to those who need it to provide our services. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

We retain your personal data only for as long as necessary to fulfil the purposes for which it was collected, and for any longer period required to comply with legal, regulatory, or record-keeping obligations applicable to mutual fund distribution. When data is no longer required, we take reasonable steps to delete or anonymise it.

Subject to applicable law, and in particular the Digital Personal Data Protection Act, 2023, you have the right to:

• Access a summary of the personal data we hold about you and how it is processed;
• Request correction, completion, or updating of inaccurate or incomplete data;
• Request erasure of your personal data where it is no longer required and there is no legal obligation to retain it;
• Withdraw a consent you have given, at any time (this will not affect processing already carried out); and
• Nominate another individual to exercise your rights in the event of your death or incapacity.

To exercise any of these rights, contact us using the details in the Grievance and contact section below. We may need to verify your identity before acting on a request.

Where we rely on your consent to process your data, you may withdraw it at any time by contacting us. Please note that withdrawing consent may mean we are unable to continue providing certain services, and it does not affect the lawfulness of processing carried out before withdrawal or any processing we are legally required to continue.

Our services are intended for individuals who are 18 years of age or older. We do not knowingly collect the personal data of children except in the context of a legitimate investment (such as a minor’s account) made and consented to by a parent or lawful guardian, as permitted by law.

This website may contain links to third-party websites and platforms, including AMC portals and a client login portal. This Privacy Policy does not apply to those sites. We encourage you to read the privacy policies of any third-party site you visit.

If you have any question or concern about your personal data or this policy, or wish to exercise your rights, please contact our Grievance Officer, Mr. Varun Malhotra, at connect@invest-mf.com or +91 9359106205, 5K/35, Rampur Garden, Bareilly, Uttar Pradesh. We will address your concern within the timelines prescribed under applicable law.

We may update this Privacy Policy from time to time to reflect changes in law or our practices. The current version will always be available on this page with an updated “last updated” date. We encourage you to review it periodically.

This Privacy Policy is governed by the laws of India, including the Digital Personal Data Protection Act, 2023 and the Information Technology Act, 2000. Any dispute relating to it is subject to the jurisdiction of the courts at Bareilly, Uttar Pradesh.